The Brian and Kindra Show

Join us on the Brian and Kindra show as we delve deep into understanding the difference between FICO scores and general credit scores. We share valuable insights from our guest, retired bank employee Connie Rolen who built the mortgage department at Bank7 in 2010. We discuss credit inquiries, soft pulls versus hard pulls, and how much they can affect your credit score. We also explore strategies for building a strong credit profile. The main takeaways include the importance of having at least three lines of trade, making 12 consecutive payments, maintaining old credit cards, and saving money. Finally, we warn against refinancing early and impulsively closing credit lines, as these actions can negatively impact your credit score. Listen in to get tips on how to navigate your credit journey successfully.

In this episode of The Brian and Kindra Show, we delve into part two of our discussions around foreclosures, touching on their link to short sales. We clarify that short sales can serve as a precursor to foreclosures, and how it can potentially prevent homeowners from foreclosure. We discuss specifics like sheriff sales, risk factors to consider while buying a foreclosed property, and how best to make competitive offers. We share a lot of tips, insights, and experiences to help you prepare for the sometimes complex and challenging journey of buying foreclosed properties.

In this episode of the Brian and Kindra Show, we delve deep into the topic of foreclosures and short sales in the real estate market. We discuss the different types of foreclosure situations and how to navigate them, including short sales where homeowners try to avoid foreclosure. We also offer advice on how to protect your interests as a buyer with title insurance, especially in foreclosures. Furthermore, we highlight the need for potential homeowners to get help before foreclosure becomes inevitable. Join us as we unpack this complex topic and offer solutions to some of the challenges posed by foreclosures and short sales in real estate!

In this episode of the Brian and Kindra show, we dive into the practical aspects of small market real estate with a special focus on 'For Sale By Owner' properties. From legal mistakes to lower sale prices, we discuss how these issues could be sidestepped by involving a real estate agent. Tune in to learn why 93% of homeowners choose to sell their homes using an agent and why dealing with us could make your real estate journey less stressful!

In this episode, we discuss New Year's resolutions, budgeting, managing debt, and achieving financial freedom. 

In this first episode of the year, we welcome guest Doug Haines, Regional President of Bank 7. Doug shares his insights on current real estate trends and also narrates his own encounter with high-interest rates during his first home purchase in the ’80s. We discuss the effects of changing interest rates on the housing market and predictions for the future.